Learn who qualifies, when to enroll, and how the different parts of Medicare work together.
Medicare is a federal health insurance program primarily for people aged 65 and older. It also covers certain younger individuals with specific disabilities or medical conditions. Medicare is administered by the Centers for Medicare & Medicaid Services (CMS), a part of the U.S. Department of Health and Human Services.
Medicare is divided into distinct parts, each covering different types of healthcare services.
Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services. Most people do not pay a monthly premium for Part A if they or their spouse paid Medicare taxes while working.
Covers outpatient care, doctor visits, preventive services, durable medical equipment, and some home health services. Part B requires a monthly premium, which may vary based on income.
An alternative way to receive your Medicare benefits through private insurance companies that contract with Medicare with Medicare. These plans include Part A and Part B coverage and may include additional benefits such as vision, hearing, and dental.
Helps cover the cost of prescription drugs. Part D plans are offered by private insurance companies that contract with Medicare. Coverage and costs vary by plan.
You are generally eligible for Medicare if you are a U.S. citizen or permanent legal resident who has lived in the United States for at least five consecutive years, and you meet one of the following criteria: you are 65 or older, you have received Social Security disability benefits for 24 months, or you have been diagnosed with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS).
Your Initial Enrollment Period (IEP) is a seven-month window that begins three months before the month you turn 65, includes your birthday month, and ends three months after. If you miss this window, you may be subject to late enrollment penalties or have to wait for the General Enrollment Period, which runs from January 1 through March 31 each year, with coverage starting July 1.
Understand the premiums, deductibles, and out-of-pocket costs you may encounter.
Explore the different ways to receive your Medicare benefits.
One-on-one guidance to help you understand your options and make confident decisions.
Not affiliated with the U.S. Government or the federal Medicare program
We do not offer every plan available in your area. Currently, we represent 9 organizations which offer 54 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 711), or your local State Health Insurance Program (SHIP) to get information on all of your options.
Krider Insurance Solutions represents Medicare Advantage HMO, PPO, PFFS, and Prescription Drug Plan organizations that have a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment depends on the plan’s contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Every year, Medicare evaluates plans based on a 5-star rating system.
Krider Insurance Solutions
Connect with me:
Google Business Profile:
https://g.page/r/CV-
© 2018-2026 Krider Insurance Solutions. All rights reserved.